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Insights & Articles

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Economic Insights

May 2021

How Does Inflation Effect Me?

Are you saving for retirement? For your children’s education? For any other long-term goal? If so, you’ll want to know about something that can impact your savings: inflation. Inflation is...
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Economic Insights

May 2021

Home-Sweet-Home Equity

Buying a home is a long-term commitment, so it’s not surprising that older Americans are much more likely than younger people to own their homes “free and clear” (see chart)....
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Education

April 2021

Five Tips to Follow When Applying for a Mortgage

The housing market during the coronavirus pandemic has certainly been notable. Historically low interest rates resulted in record homebuying, even as housing prices escalated.1 Fortunately, the mortgage industry has been...
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Economic Insights

April 2021

Money Market Funds in a Low Rate Environment

After pushing interest rates gradually upward for three years, the Federal Reserve dropped the benchmark federal funds rate to near zero (0%–0.25%) in March 2020 to help mitigate the economic...
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Education

April 2021

Real Estate for Income and Diversification

An estimated 145 million Americans own real estate investment trusts (REITs) in their retirement accounts and other investment funds.1 The primary appeal of REITs is the potential for a consistent...